The Investment Philosophy of the Investment Manager behind Ranfurly Superannuation’s Underlying Fund

Once you have made the decision to take control of your future by transferring your UK pension, finding the right superannuation scheme and investment strategy for you is the next key step. Each scheme and the managers of these schemes have their own knowledge, skills and philosophies that guide their investment decisions.

 Finding a superannuation scheme that reflects your unique retirement goals and needs helps you to achieve these goals in your investment timeframe is an important part of deciding where to invest your pension.

 Iain McCombie is the investment manager of the Baillie Gifford Managed Fund that Ranfurly invests in. McCombie is an AA-rated manager, meaning that McCombie has beaten his bench-mark over a three-year period. This coveted rating is assigned to fewer than 25% of fund managers and provides a clear sign of their performance.

 McCombie’s investment philosophy regarding the Baillie Gifford Managed Fund acknowledges and embraces ‘the inability to see what lies ahead’. Instead McCombie have a long-term view (3-5 years) on investments and seeks to invest in companies with strong growth potential.

 Currently, their focus is on innovative, ‘disruptive’ firms that attack and change the nature of their sector. Netflix, GrubHub, Abiomed and Wayfair are a few of these ‘market attackers’ that the Fund have invested in to, citing their long-term growth potential and potential to create new markets and replace existing markets.

 Under McCombie’s management, alongside co-manager Steven Hay, the Baillie Managed fund ranked in 10th place out of 192 funds in Citywire’s Aggressive GBP sector. This is based on the Fund’s performance from the past five years, ending in late February 2018. With returns of 54% over the 5 years compared to the average fund in the sector producing a 32% return.

 If long-term growth potential resonates with your investment goals, personal investment personality and philosophy,  the Ranfurly Superannuation Scheme may be the right fit for you. Baillie Gifford’s Managed Fund is the Ranfurly Superannuation Scheme’s cornerstone underlying Fund.

 If you have been looking at transferring your UK pension to New Zealand and are feeling overwhelmed by the choices, you can be rest assured knowing that with Ranfurly, you will have access to an award-winning investment manager, and a trusted agent that can help navigate you through the entire transfer process.

To get ahead in your retirement journey, start now.

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