Ranfurly — Pension and Superannuation Blog

Baillie Gifford Takes Out Top Prize at FTA Investment 100 Club Award

For the third consecutive year, Ranfurly Superannuation’s Fund Manager, Baillie Gifford has won the Financial Times Adviser top award. The Edinburgh-based investment management firm bet out nearly 100 other nominees to take out first place in the coveted Large Investment Group category.

The criteria are based on short-term and long-term outperformance and firms are to demonstrate real potential for the next five years. Judges noted that they felt that Baillie Gifford’s numbers were simply “too good to ignore”, after a year going from strength to strength.

Awards, Baillie Gifford, Fund Manager, New Zealand, Overseas Pension Transfer, UK Defined Benefit SchemeEmilie Gallaugher20 January 2020Ranfurly Strategic LimitedBaillie Gifford, awa, new, New Zealand, UK Pension Transfer to NZ, UK Pension Transfers, Pension Scheme, Ranfurly

Baillie Gifford Nominated for Investment Company of the Year Award

Earlier this week, financial news and industry magazine Investment Week announced their finalists for the Investment Company of the Year Award 2019. Baillie Gifford is nominated in three categories including Best New Issue, Single Country and Group of the Year.

Awards, Baillie Gifford, New Zealand, Overseas Pension Transfer, Pension Transfer AdviceEmilie Gallaugher10 October 2019Baillie Gifford, award, asset managers, Overseas Pension Transfer, Pension Scheme, Ranfurly

A Rise in the Number of QROPS Pension Transfers in 2018-19

Her Majesty’s Revenue and Customs (HMRC) has recorded an increase in the number of individuals that have transferred their pensions to a Recognised Overseas Pension Scheme (QROPS) in the 2018-19 financial year. The released data shows that there has been a 6% increase in the volume of transfers out of registered UK pension schemes, a total value of £640 million.

Overseas Pension Transfer, UK Defined Benefit Scheme, Pension Transfer AdviceEmilie Gallaugher23 August 2019Ranfurly Strategic Limited Defined contribution, Defined benefit pension scheme, Pension Scheme, Overseas Pension Transfer, Bonds, Ranfurly, QROPS NZ, Superannuation, UK Pension Transfer to NZ

Have an Malta-based Overseas Pension? Changes Being Made to Maltese Pension Regulations and What You Need to Know.

The Malta Financial Services Authority (MFSA) published a newsletter in January confirming amendments to the country’s Retirement Pensions Act. The amendments bring in stringent new rules both for advisers and asset/investment restrictions. Following news of these regulatory changes, pensioners with their pensions in Malta-based overseas schemes are being urged to check whether their pension pots are at risk.

Overseas Pension Transfer, Pension Transfer Advice, Superannuation, Overseas transfer chargeEmilie Gallaugher17 June 2019Ranfurly Strategic Limited QROPS NZ, Overseas Pension Transfer, Pension Scheme, UK pension transfer tax, Malta, New Zealand, Ranfurly, asset managers, investment manager, UK Pension Transfer to NZ

The Investment Philosophy of the Investment Manager behind Ranfurly Superannuation’s Underlying Fund

Iain McCombie is the investment manager of the Baillie Gifford Managed Fund that Ranfurly invests in. McCombie is an AA-rated manager, meaning that McCombie has beaten his bench-mark over a three-year period. This coveted rating is assigned to fewer than 25% of fund managers and provides a clear sign of their performance.

Baillie Gifford's "Extremely Impressive" Performance Over Decade

FundCalibre, an independent fund research ratings agency, released their annual index which determines the top asset managers that have consistently outperformed over the past five years.

They announced that, Baillie Gifford placed third in their index, following Morgan Stanley and Man GLG. FundCalibre noted that Baillie Gifford and T. Rowe Price have been among the top ten companies in each of the five annual surveys and both firms have outperformed over "almost a decade" despite having larger product offerings, and "maintaining such a level of consistency… is extremely impressive".

Awards, Baillie Gifford, BrexitEmilie Gallaugher29 March 2019Ranfurly Strategic Limitedaward, Ranfurly, Baillie Gifford, Funds, Defined benefit pension scheme, FundCalibre, Scheme Manager, Overseas Pension Transfer, UK Pension Transfers, QROPS NZ, UK Pension Transfer to NZ

New Zealand Named Most Comfortable Country for Retirement

According to US News, New Zealand was ranked first place for the best country for a comfortable retirement in 2019. Chosen for its high quality of life, retirement and social support, climate, culture and natural beauty, New Zealand is already a popular destination for those looking to retire. With some planning and help from a reputable pension transfer services firm, make your retirement journey smooth and efficient.

New Zealand, SuperannuationEmilie Gallaugher18 March 2019Ranfurly Strategic LimitedNew Zealand, Retirement, Overseas Pension Transfer, QROPS NZ, Ranfurly, Superannuation, UK Pension Transfer to NZComment

Ranfurly Investment Schemes Announcement

We at Ranfurly are pleased to announce that we are offering two brand new investment options for new and existing members. The Sterling Growth Fund and the New Zealand Dollar Balanced Fund are replacing the Sterling Dollar Fund and the Australian Dollar Cash Fund. These funds have been available to members to invest from the 28th December 2018.

Emilie Gallaugher15 February 2019Ranfurly Strategic LimitedRanfurly, Defined benefit pension scheme, Funds, Updates, News, Announcement, UK Pension Transfer to NZComment

Ranfurly Superannuation Scheme Fund Manager Wins People’s Choice Award.

Leading investment news brand, Portfolio Adviser has announced the 2019 winners of their annual Fund Awards. Baillie Gifford received the coveted Readers’ Choice award. Baillie Gifford is the underlying fund manager for the Ranfurly Superannuation Scheme.

Awards, Baillie Gifford, Overseas Pension Transfer, Superannuation, Portfolio AdviserEmilie Gallaugher6 February 2019Ranfurly Strategic Limited Baillie Gifford, award, Scheme Manager, Ranfurly, Su, Overseas Pension Transfer, UK Pension Transfer to NZ Comment

Financial News Announces Baillie Gifford as Equity Manager of the Year.

Financial News revealed the winners of their 17th annual Asset Management Awards Europe. The awards were to celebrate the successes and innovation in the institutional sector in 2018.

Bailie Gifford, for the second year in a row, took out the coveted Equity Manager of the Year award. Under its management, Baillie Gifford’s funds grew by 12% to £177.6bn during 2018.

Awards, Brexit, Superannuation, Overseas Pension TransferEmilie Gallaugher6 November 2018award, Ranfurly, Baillie Gifford, financial news, equity manager, Overseas Pension Transfer, QROPS NZComment

Baillie Gifford Wins Top Prize in Prestigious Financial Times Advisor Award

For the second year in a row, Baillie Gifford has won the top prize at the FT Advisor’s Investment 100 Club, after being named the winner of the Large Investment Group category.

This is notable as Baillie Gifford is the Ranfurly Superannuation Schemes underlying investment manager.

Superannuation, Overseas Pension Transfer, Awards, Baillie GiffordEmilie Gallaugher2 November 2018Ranfurly Strategic Baillie Gifford, award, Financial Times, Financial Times Advisor, Ranfurly, QComment

New Changes to UK Pension Rules

A recent report by the UK Financial Conduct Authority (FCA) found that 47% of advice on defined benefit to defined contribution pension schemes was 'unsuitable’. Following this, the FCA has introduced new rules and guidelines for pension transfer specialists and consultants.