New Zealand — Pension and Superannuation Blog

Baillie Gifford Takes Out Top Prize at FTA Investment 100 Club Award

For the third consecutive year, Ranfurly Superannuation’s Fund Manager, Baillie Gifford has won the Financial Times Adviser top award. The Edinburgh-based investment management firm bet out nearly 100 other nominees to take out first place in the coveted Large Investment Group category.

The criteria are based on short-term and long-term outperformance and firms are to demonstrate real potential for the next five years. Judges noted that they felt that Baillie Gifford’s numbers were simply “too good to ignore”, after a year going from strength to strength.

Awards, Baillie Gifford, Fund Manager, New Zealand, Overseas Pension Transfer, UK Defined Benefit SchemeEmilie Gallaugher20 January 2020Ranfurly Strategic LimitedBaillie Gifford, awa, new, New Zealand, UK Pension Transfer to NZ, UK Pension Transfers, Pension Scheme, Ranfurly

UK Snap Election Could Drive Pension Uncertainty

Following numerous bids by the U.K. Prime Minister Boris Johnson to call a snap election, the deadlock has finally been broken. MP’s voted 438-20 in favour of the general election and the date has been set for 12 December. This near-unanimous support for the general election following three prior failed bids comes after the second Brexit deadline of 31 October passing with no deal yet in place between the European Union and the U.K.

Brexit, New Zealand, Overseas Pension Transfer, Pension Transfer Advice, QROPS NZ, UK Snap Election 2019Emilie Gallaugher18 November 2019Ranfurly Strategic Limited Brexit, Defined benefit pension scheme, Defined contribution, UK Snap Election 2019, Retirement, UK Pension Transfer to NZ, News

Baillie Gifford Attends Innovative Ethical Finance Summit

The Ethical Finance 2019 Summit is being held in Edinburgh and is being attended by over 200 leading finance experts, institutions, government officials and business representatives from around the world. Amongst those attending include Scotland's First Minister Nicola Sturgeon and the Archbishop of Canterbury and Baillie Gifford, who is the underlying fund manager of the Ranfurly Superannuation Scheme.

Baillie Gifford, Brexit, New Zealand, Overseas Pension Transfer, QROPS NZ, Fund Manager, Pension Transfer AdviceEmilie Gallaugher25 October 2019Ranfurly Strategic LimitedUK Pension Transfers, UK Pension Transfer to NZ, QROPS NZ, Baillie Gifford, New Zealand, investment manager, Fund Manager, Overseas Pension Transfer, Brexit, Green Investing

Baillie Gifford Nominated for Investment Company of the Year Award

Earlier this week, financial news and industry magazine Investment Week announced their finalists for the Investment Company of the Year Award 2019. Baillie Gifford is nominated in three categories including Best New Issue, Single Country and Group of the Year.

Awards, Baillie Gifford, New Zealand, Overseas Pension Transfer, Pension Transfer AdviceEmilie Gallaugher10 October 2019Baillie Gifford, award, asset managers, Overseas Pension Transfer, Pension Scheme, Ranfurly

Former Execs at US Investment Advisory Firm Accused of Conflict of Interest in Recommending Malta-based Overseas Pension Schemes

Two former employees of a New York-based investment advisory firm DeVere USA Inc, are accused by the US Securities and Exchange Commission(SEC), of providing pension transfer advice to hundreds of clients that may go against their best interest. In a conflict of interest which would see the employees receiving higher compensation from the pension transfer.

New Zealand, Overseas Pension Transfer, Pension Transfer Advice, MaltaEmilie Gallaugher24 July 2019Ranfurly Strategic LimitedMalta, News, financial news, Overseas Pension Transfer, Pension Scheme, Transfer Advice, QROPS NZ, UK Pension Transfer to NZ

Australian and New Zealand Residents with Malta-based Overseas Pensions, find out if you are you prepared for the coming changes to Maltese pension laws.

After receiving the go-ahead, the Malta Financial Services Authority (MFSA) is implementing amendments that change the way QROPS providers handle transfers and deal with financial advisers. The amendments bring in stringent new rules both for advisers and asset/investment restrictions. Following news of these regulatory changes, Australian and New Zealand pensioners with their pensions in Malta-based overseas schemes are being urged to check whether their pension pots are at risk and whether their financial advisers can still act and work on their behalf.

New Zealand, Overseas Pension Transfer, Pension Transfer AdviceEmilie Gallaugher28 June 2019Ranfurly Strategic Limited Malta, Overseas Pension Transfer, Pension Scheme, New Zealand, Australia, Retirement, Financial Times, Changes, QROPS NZ, UK Pension Transfer to NZ

The Investment Philosophy of the Investment Manager behind Ranfurly Superannuation’s Underlying Fund

Iain McCombie is the investment manager of the Baillie Gifford Managed Fund that Ranfurly invests in. McCombie is an AA-rated manager, meaning that McCombie has beaten his bench-mark over a three-year period. This coveted rating is assigned to fewer than 25% of fund managers and provides a clear sign of their performance.

Continued uncertainty surrounding Brexit and the implications of a potential change in Government

The UK Parliament will hold a second day of indicative votes today where different Brexit options will be explored. This comes after the UK Parliament rejected the withdrawal agreement on March 29th, following two previous rejections of the entire deal. A power vacuum is being created in the government and if this instability continues in the following years, it could result in a change in government following the next general election in May 2022 or even sooner.

Brexit, New Zealand, UK 2022 Election, Superannuation, Overseas Pension Transfer, Pension Transfer AdviceEmilie Gallaugher15 April 2019Ranfurly Strategic LimitedBrexit, UK 2022 Election, financial news, Pension Scheme, Defined benefit pension scheme, QROPS NZ, UK Pension Transfer to NZ

New Zealand Named Most Comfortable Country for Retirement

According to US News, New Zealand was ranked first place for the best country for a comfortable retirement in 2019. Chosen for its high quality of life, retirement and social support, climate, culture and natural beauty, New Zealand is already a popular destination for those looking to retire. With some planning and help from a reputable pension transfer services firm, make your retirement journey smooth and efficient.